Finance and Lease-To-Own Options
Enjoy special financing on Mattress & Bedroom Express purchases with certain minimum purchases when buying products at any of our conveniently located showrooms from our preferred loan partner. Furniture on finance have never been easier to obtain.
Low or No Credit Options
Even if you have low or no credit, there’s an affordable and simple way to purchase furniture from one of our flexible credit partners.
No interest if paid in full within 48 months*
On purchases of $2000 or more. Interest will be charged to your account from the purchase date if promotional purchase is not paid in full within 18 months. Minimum monthly payments required.
No interest if paid in full within 36 months*
On purchases of $2000 or more. Interest will be charged to your account from the purchase date if promotional purchase is not paid in full within 18 months. Minimum monthly payments required.
No interest if paid in full within 24 months*
On purchases of $2000 or more. Interest will be charged to your account from the purchase date if promotional purchase is not paid in full within 18 months. Minimum monthly payments required.
No interest if paid in full within 18 months*
On purchases of $2000 or more. Interest will be charged to your account from the purchase date if promotional purchase is not paid in full within 18 months. Minimum monthly payments required.
*No interest will be charged on the promo purchase if you pay the promo purchase amount in full within the promotional period. If you do not, interest will be charged on the promo purchase from the purchase date. Depending on purchase amount, promotion length, and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time. Only orders above $150 qualify for special financing offers. Tax and shipping do not apply towards the minimum purchase requirement.
No Credit Needed
Don’t let a credit score limit you. We believe your job and your bank account are worth more than your credit score. No matter your credit history you can still get approved for up to $5,000.
Quick & Easy
Time is money and we want to help you with both. Apply with your smartphone and get an instant response.
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We approve 4 out of 5 applicants and lease up to $5,000.
Pre-Qualified With:
- 90 days of history with your current employer
- Deposits totaling at least $1,000 per month
- Current bank account that allows ACH drafts, been open for at least 90 days with not NSF’s, excessive overdrafts, or negative balances.
- Have a mobile phone
- Have a government issued identification (ITIN are accepted)
Payments to match your schedule. Make affordable payments over time or take advantage of an early buyout discount. We want it to work for you and your schedule.
To Apply You Will Need:
- Social security number or ITIN
- Bank account details
- Credit or debit card
- To be 18 years or older
Lease To Own. Our application process is NO CREDIT NEEDED* meaning that our decision to approve you for a lease is based on more than simply your credit score.
Our underwriting process allows us to consider more than just credit reports and credit scores. We look at many other data points including income and banking history and regularly approve people with less than perfect credit or very little credit history.
* Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.
The advertised service is lease-to-own or a rental- or lease purchase agreement provided by Prog Leasing, LLC, or its affiliates. Acquiring ownership by leasing costs more than the retailer’s cash price. Leasing available on select items at participating locations only. Not available in MN, NJ, VT, WI, WY
Get paid weekly, every other week, or monthly? Easy payment options and automatic withdrawals accommodate your payday schedule.
Approval Requirements:
- Three or more months of income history with current employer
- History of monthly bank deposits of $1,000 or more
- Checking account that has been active for more than 90 days
- Checking account free from NSFs, excessive overdrafts, and negative balances
Flexible Payment Options
- Multiple purchase options available
- 90 day purchase option
- Purchase after your 90 days for your second early purchase option
You can choose from weekly, bi-weekly, twice monthly, or monthly payment schedules designed to align with your paydays. Whatever works best for you.